Terms and Conditions for Prime Advisory
Welcome to Prime Advisory. These Terms and Conditions govern your use of our online platform and services. By accessing or using our services, you signify your agreement to be bound by these terms. If you do not agree, please do not use our services.
1. Acceptance of Terms
By engaging with Prime Advisory, whether through our physical office, telephone, or our online platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as any other policies or guidelines referenced herein. These terms constitute a legally binding agreement between you and Prime Advisory.
2. Services Provided
Prime Advisory provides comprehensive financial advice and wealth management solutions. Our services include, but are not limited to, personal financial planning, investment management, retirement planning, superannuation advice, wealth creation strategies, estate planning, debt management, risk insurance, budgeting, and tax-effective strategies. The specific services you receive will be detailed in a separate client agreement or statement of advice.
3. Disclaimers and Limitations
- General Advice Warning: Any information provided on our online platform or in general communications is for informational purposes only and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation, or needs. Before acting on any information, you should consider the appropriateness of the information in light of your own objectives, financial situation, and needs.
- No Guarantee of Returns: Investment management involves risk, and the value of investments can go down as well as up. Prime Advisory does not guarantee any specific investment returns or future financial performance.
- Accuracy of Information: While we strive to ensure the accuracy and completeness of the information presented, Prime Advisory does not warrant or guarantee the accuracy, reliability, or currency of any information on our online platform. We are not liable for any loss arising from your reliance on such information.
- Third-Party Links: Our online platform may contain links to third-party websites or services. Prime Advisory has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
4. Client Responsibilities
As a client of Prime Advisory, you agree to: provide accurate, complete, and timely information relevant to your financial situation; promptly inform us of any changes to your circumstances; and understand that the effectiveness of our advice is dependent on the accuracy and completeness of the information you provide.
5. Intellectual Property
All content on our online platform, including text, graphics, logos, and software, is the property of Prime Advisory or its content suppliers and is protected by Australian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
6. Privacy Policy
Your privacy is important to us. Our Privacy Policy, available separately, explains how we collect, use, disclose, and manage your personal information. By using our services, you consent to our collection and use of your personal information as outlined in our Privacy Policy.
7. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of Victoria, Australia, and you irrevocably submit to the exclusive jurisdiction of the courts in that State.
8. Amendments to Terms
Prime Advisory reserves the right to update or modify these Terms and Conditions at any time without prior notice. Any changes will be effective immediately upon posting to our online platform. Your continued use of our services after any such changes constitutes your acceptance of the new Terms and Conditions.
9. Contact Information
If you have any questions about these Terms and Conditions, please contact us at:
Prime Advisory
Level 8, 321 Flinders Lane,
Melbourne, VIC, 3000,
Australia
Phone: (03) 9876 5432